Housing Rehabilitation Program

For questions and to request an application packet, contact Tracy Defrancesco at 303-774-4445, e-mail: tracy.defrancesco@ci.longmont.co.us .

Minimum qualifications for the Housing Rehabilitation programs include: properties must be located within the city limits of Longmont, households must meet income and asset guidelines, and properties must be owner-occupied (see Accessibility Program description for exception). Additional qualifications apply, for more information contact Tracy at 303-774-4445.

Income and Asset Limits: Household's income and assets may not exceed the limits based on household size. For specific program income and asset limits, please refer to the program descriptions below.

General Repair Program:

Designed to help income qualified homeowners fix problems in their homes such as roofing, plumbing, heating, electrical, etc. Up to $25,000 in assistance is provided in the form of a deferred or low-interest loan, and is prioritized to eliminate health and safety issues, correct code violations, make the home more energy-efficient, and undertake cosmetic improvements.

To qualify for the General Rehabilitation Program:

Total household income may not exceed 80% of the area median by family size
Assets may not exceed 80% of the area median by family size

Property must have sufficient equity to cover the loan
For households that earn between 51% and 80% of the area median income, a 3% interest loan is repaid over 10 years
For households that earn below 50% of the area median income, a deferred loan is available. The loan is repaid when the home is sold, refinanced or title is transferred.
Mobile homes are ineligible for this program. An exception may be made for homes with a permanent foundation on land that is owned by the occupant.

% of median income	1 person	2 person	3 person	4 person	5 person	6 person
80%	$45,500	$52,000	$58,500	$65,000	$70,200	$75,400
50%	$32,850	$37,550	$42,250	$46,900	$50,700	$54,450

Accessibility Program:

This is for income qualifying renters or homeowners with a disabled or elderly family member to make a home more accessible. Improvements can include construction of ramps, widening of doorways, and modifications to bathrooms and kitchens.

For owner-occupied properties,

A maximum of $5,000 in assistance in the form of grant
Projects above $5,000 to a maximum of $10,000 will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year the homeowner continues to owner-occupy the property so that the entire debt is forgiven after 5 years)
Mobile homes are eligible for the grant

For tenant-occupied properties,

A maximum of $10,000 in assistance will be as a forgivable loan (one-fifth of the amount of the loan is forgiven each year a disabled tenant continues to rent the property)
The property owner will sign an agreement to make the rental property available for persons with disabilities for 5 years after which the full loan amount is forgiven.

To qualify for the Accessibility Program:

Total household income may not exceed 80% of the median income by family size
Assets may not exceed 80% of the median income by family size
For the forgivable loan, homeowners must have sufficient equity in the home to cover the loan

% of median income	1 person	2 person	3 person	4 person	5 person	6 person
80%	$45,500	$52,000	$58,500	$65,000	$70,200	$75,400

Emergency Repair Program:

Assists qualified homeowners with emergency housing problems that pose an immediate threat to the health and safety of the household. A maximum of $2,500 may be granted to correct emergency conditions including an inoperable furnace or water heater, and potentially hazardous plumbing and electrical systems. This assistance is in the form of a grant and is not required to be repaid.

To qualify for the Emergency Repair Program:

Total household income may not exceed 50% of the area median by family size
Assets may not exceed 80% of the area median by family size
Mobile Homes are eligible for this grant

% of median income	1 person	2 person	3 person	4 person	5 person	6 person
80%	$45,500	$52,000	$58,500	$65,000	$70,200	$75,400
50%	$32,850	$37,550	$42,250	$46,900	$50,700	$54,450